Former Head of Emerging Technology at Royal Bank of Scotland, defining and leading their blockchain, AI and quantum strategy since November 2014. After leading teams to deliver maximum business benefits through tech solutions for the largest financial service institutions, Richard broke cover with a team of innovators to create LAB577, a venture studio at the nexus of financial services and emerging technology. LAB577 joined BCB Group on the 1st February 2022 and Richard is now their COO.